WOULD YOU LET THE IRS DO YOUR TAXES? DONT FIND OUT THE HARD WAY WHY TO A HIRE A PUBLIC ADJUSTER
Having the right representation at the time of a loss caused by fire, smoke, water and storm damage to your home or business by a professional makes the difference between getting paid for your actual loss value and fighting for payment for what you deserve !
Since opening in 1978, We are one of the oldest Public Adjuster firms in the state. Our firm maintains a deep commitment to our clients putting forth the right resources to ensure your needs are met and your claim receives a favorable outcome.
We have been adjusting and settling insurance losses for over 40 years. Our extensive knowledge in both construction technologies, building components, manufacturing processes and insurance polices ensure a favorable settlement !
Contact Todd at 401-864-5294 or Albert 401-265-7081 to set up an appointment to have one of our Claims Adjusters assess your claim.
WE REPRESENT YOUR INTEREST AGAINST THE INSURANCE GIANTS
#1. Most mistakes and problems arise at the very initial start of the loss. The insurance Company is going to try to send a Mitigation Company that is Favorable to them and most Likely not one of the Good Ones. This is a critical time, Smoke or water damage sets in quickly and it is your responsibility in the policy to stop further damage from happening ! Know your rights to choose your own reputable vendors. #2. The Insurance Company is going to assign an inhouse or sub contractor adjuster to look at the damage and tell you what is worth. These adjusters work in the best interest of the company and are trained in reducing the loss with many tactics. Most have never built or know anything about construction or personal property value and have very little time to spend on your claim with hundreds of claims on their desk.They will use patch work repairs and pricing that does not put you back to preloss condition with matching like kind and quality. They do not care about the reduced value and continued problems of a improperly repaired structure that you will solely incur long after they are gone, why do you think they drop you after a claim? #3. Did you know? That you not only will you be hit with low repair price tactics, but also age depreciation, and a deductible. Sorry but your Replacement Cost Policy they sold you is not as it appears, virtually all of our clients had no idea that the Policy in the desk draw you bought with good intention is not the Actual full policy! The pages you have are what they sold you, the pages they have call forms and endorsements are seldom sent to the policy holder and is loaded with complex language of how they wont pay. They tell you the rules of the game after you had a loss, this is an industry practice they have gotten away with for years! #4. You have a building contractor? Insurance companies love that, do not attempt to let a contractors good intentions negotiate with the insurance company, they do not understand the policy language or how it affects the settlement and almost always cost you huge amounts. it is beneficial to both building owner and contractor to let a Public Adjuster handle the loss.
OK YOU HAVE A LOSS: 4 REASONS WHY TO CALL US ?
